Proving Pain as a Disability in ERISA Long-Term Disability Claims

2022-07-29T15:59:23-04:00

Four Recommendations for Success One of the frequent issues we see in ERISA long-term disability claims based wholly or partially on pain is: how do you prove that?  There’s no objective medical test for pain.  Oftentimes, the underlying medical condition that is causing the pain, such as fibromyalgia or nerve impingement, is also difficult [...]

Proving Pain as a Disability in ERISA Long-Term Disability Claims2022-07-29T15:59:23-04:00

Understanding Short-term and Long-term Disability Benefits

2022-07-13T10:59:36-04:00

Do you know if you have short-term disability (STD) or long-term disability (LTD) benefits through your job?  If so, do you know what these disability benefits cover?  Both STD and LTD group benefit plans offered by employers are intended to pay a portion of your wages if an injury or sickness prevents you from [...]

Understanding Short-term and Long-term Disability Benefits2022-07-13T10:59:36-04:00

Short-term and Long-term Disability Claims and Coronavirus (COVID-19)

2022-07-29T17:14:39-04:00

By Bryan Tyson We have recently had several questions regarding the possible impact of Coronavirus (COVID-19) on short-term and long-term disability claims. These questions tend to be focused around two issues: Can COVID-19 result in a short-term or long-term disability claim? How will current business closure and employment issues surrounding COVID-19 affect current or [...]

Short-term and Long-term Disability Claims and Coronavirus (COVID-19)2022-07-29T17:14:39-04:00

Top Ten Ways to Protect Your Disability Claim

2022-07-29T17:16:13-04:00

Top Ten Ways to Protect Your Disability Claim You trusted the safety net that you paid into and believed the guarantees and promises that were made. Now something happened and you can’t work, but your insurance company says you have no claim, or that you’re not disabled. This is a frustrating and scary situation [...]

Top Ten Ways to Protect Your Disability Claim2022-07-29T17:16:13-04:00

Health Insurance Claims and Medical Bankruptcy

2022-07-29T17:16:49-04:00

When you have health insurance through your employer, you present your card to the doctor upfront and expect your bill to be covered. Unfortunately, oftentimes people are first made aware that a health insurance claim has been denied when they receive an unexpected bill from their doctor’s office. Maybe you even received a pre-approval [...]

Health Insurance Claims and Medical Bankruptcy2022-07-29T17:16:49-04:00

Walmart’s Plans to Cut “Greeters”: The Challenge of Working with a Disability

2022-07-29T17:18:28-04:00

At the end of April, Walmart’s policy changing the physical requirements for their beloved Greeters will take effect and they will be replaced with the role of “customer hosts.” Walmart originally explained its plan for Greeters to become Customer Hosts in 2016, but the change goes into full effect April 2019. The physical demands of [...]

Walmart’s Plans to Cut “Greeters”: The Challenge of Working with a Disability2022-07-29T17:18:28-04:00

Medical Diagnosis Keep Getting Delayed? Unfamiliar with Your Employer’s Disability Policy? We Can Help!

2022-07-29T17:18:51-04:00

Something isn’t right. You’re not feeling like yourself and your body is screaming for help. Finally, you decide it’s time to visit your primary care doctor. Your fever, aches and pains are diagnosed as a simple cold. However, weeks go by, you’ve completed the full dosage of medication, yet something still isn’t right. You are [...]

Medical Diagnosis Keep Getting Delayed? Unfamiliar with Your Employer’s Disability Policy? We Can Help!2022-07-29T17:18:51-04:00