Corporate Counsel In The Charlotte, NC Area
Partner With an Experienced Chapter 13 Bankruptcy Attorney in Charlotte, NC and thee Surrounding Areas
When you are overwhelmed by debt and creditors won’t stop harassing you, there are several legal routes you may take to relieve your debt and start fresh. Chapter 13 bankruptcy is reserved for debtors who have a regular income and it involves the creation of a 3 or 5-year repayment plan. Essentially, the court will assess your finances, determine your disposable income, and use that income to pay off creditors over the course of the plan. At the end of the plan, remaining debts are typically discharged and you are able to start fresh. Contact Marcellino & Tyson, PLLC to speak with an experienced Chapter 13 bankruptcy attorney. Our Chapter 13 bankruptcy lawyers can assist you with filing and creating your plan. We can also represent you in any communications and negotiations with creditors as well as the bankruptcy court.
One of the main advantages that a Chapter 13 plan has over Chapter 7 is that you will keep your assets. While most assets can be exempt under a Chapter 7 liquidation plan, it is possible to lose some, including your home. Chapter 13 ensures you keep your home and important assets.
How Can a Chapter 13 Bankruptcy
Lawyer Assist You
• Help you assess your situation, determine your potential relief options, and determine if you are eligible for Chapter 13 bankruptcy
• Help you gather your financial records and complete the paperwork required to file
• Assist you in creating a repayment plan that will satisfy your creditors and meet your goals
• Advise and represent you throughout the process to ensure you are well-informed and your rights are protected at all times
Get Professional Assistance With Filing for Chapter 13 Bankruptcy
Once you file for bankruptcy your creditors are legally ordered to stop communicating with you and stop all collection actions. Don’t let your debt get worse; find out if Chapter 13 is the right solution for you and start on the path to financial freedom today. Our offices are located in Charlotte, NC and we assist clients in the following North Carolina and South Carolina counties:
• Mecklenburg County, NC
• Gaston County, NC
• Cabarrus County, NC
• Union County, NC